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Thursday 7 May 2015

First Time Home Buyer Grants For Single Moms In New Jersey-Apply Free Money

May 07, 2015 0
Single mothers often find it difficult and a challenging task to find a safe and decent shelter for her family, especially with sole income and several responsibilities to fulfill. With low income and financial burdens, meeting the costs of housing, high rents and bills become unfeasible, sometimes leading to homelessness. To mitigate the housing problems, single mothers are offered varied rental assistance programs by the local, state, federal governments that include support for paying rents, locating affordable houses, provision for emergency shelter and preventing homelessness.
Look for the desired single mother housing grant programs and apply today.
List of Single Mother Housing Grants in New Jersey to Apply
Housing Choice Voucher Program
New Jersey Department of Community Affairs administers the Section 8 Housing Choice Voucher Program. The program offers direct rent subsidies to landlords that reduce the cost of renting homes or apartments for low and very low-income families, individuals, and single mothers. The HCVP is funded by the HUD that enables needy people to have safe, decent and affordable housing in the private rental market.
First Time Home Buyer Grants For Single Moms
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The applicant’s eligibility and the subsidies are determined by the New Jersey housing agencies. Some of the criteria of the HCV programs are:
Participants need to pay a portion of the monthly rent
The housing costs should be less than 30 percent of the household's income
Applicants must meet the income guidelines stated by the government
The United States Housing and Urban Development
HUD offers multiple housing assistance programs and subprograms for the New Jersey residents. Financially challenged families and single mothers can seek for the various aid programs according to their needs. Some of the HUD-administered New Jersey housing programs are:
New Jersey Housing & Mortgage Finance Agency
New Jersey State Division of Housing and Community Resources
New Jersey Housing Resource Center
New Jersey resources on housing
New Jersey affiliates of Habitat for Humanity
US Department of Agriculture Rural Housing
State Rental Assistance Program
It offers project-based and tenant-based housing programs to single mothers to prevent homelessness. Moreover, it helps mothers to shift from temporary shelters to permanent and affordable housing. The housing programs offered to single mothers under this section are Shelter Support/Emergency Housing Grant, Homelessness Prevention, Section 8 Homeownership Program, State Rental Assistance Program, Section 8 Single Room Occupancy, Family Self-Sufficiency and Section 8 Housing Choice Voucher.
The following are the criteria for the program:
Rent subsidies are offered to families having 40 percent of the median income
Assistance is offered based on family size and region
Applicants will receive subsidy for maximum of five years
Participants receiving HCVP subsidies cannot apply for this program
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Public Housing Program
Referred to as PHP, it offers low-income families with affordable housing in New Jersey. These can be either single-family homes or high-rise flats. The essential criteria for the program are:
Applicants must fulfill the stated income guidelines
Maximum of 30 percent of income is to be paid by recipient for monthly rent
State Homelessness Prevention Program
Administered by the New Jersey Department of Community Affairs (DCA), the program offers monetary help to needy single moms to prevent foreclosure or eviction. The Social Services for the Homeless is another such program. Important points of the program are:
Grants are available for temporary period
The rent for the housing is paid directly to mortgage services or homeowner by DCA
In addition to these, New Jersey housing and mortgage finance agency offers financial assistance and no interest loans to homeowners facing foreclosure or evictions, helping them cover the mortgage payments. Moreover, to help families with their energy bills the state provides energy assistance programs like Low-Income Home Energy Assistance Program and Universal Service Fund.
If you are also in need of housing grants in New Jersey then apply today and realize your dream of owning a house.




Tags- free housing grants for single moms,home buyer grants,to pay home rent,pay rental bills,housing grants programs,low income home,public housing for single parents.
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Monday 27 April 2015

Grants For Single Mothers in Maryland-Free College and High Education Grants For Moms

April 27, 2015 0
Raising children, managing work, household chores and fulfilling other essential needs can be quite perturbing for single moms with financial constrains. Often single mothers strive hard to make ends meet but with increasing financial burden, it can be difficult to suffice with the limited funds. 
Residing in Maryland can offer a plethora of benefits with the state taking the initiative of building a better future for single moms. The state has provision for grants, assistance programs and financial aid that makes the lives of mothers and their kids easy, satisfying and accomplished.
List of Single Mother Grants in Maryland
The state of Maryland offers its single mother residents with numerous facilities, grant programs, and financial aid to help them afford a shelter for their families. With just one income source and multiple responsibilities to manage, it is tough to manage the cost of home purchasing. However, the need for a safe and secure shelter is essential. Never mind! Mothers can take help from the housing grants of Maryland to accomplish their dreams and need.

Section 811 Project Rental Assistance Demonstration Program
Section 8 Housing Voucher Program
Federal Low-Income Housing Tax Credit
Public Housing
Rental Assistance Program
Homeownership program for the disabled single moms
HOPE (Home Owners Preserving Equity
Maryland Energy Assistance Program (MEAP)
Grants For Single Moms in Maryland
Maryland has made provisions for single mothers to return to school even with low income or constrained bank balance. Higher education provides enhanced chances for a stable and better paying job, offering financial stability. Single mothers can avail educational grants and scholarship programs from the state to pursue education in public or private universities and community colleges. Applicants need to fill the FAFSA at the onset.
Federal Pell Grant
Academic Competitiveness Grant
Howard P. Rawlings Guaranteed Access Grant
Maryland Delegate Scholarship
Maryland Senatorial Scholarship
Graduate and Professional Scholarship Program
Single mothers need reliable and safe childcare assistance to leave their kids in trained and secured hands while going off to college or work. This can prove to be quite expensive to afford with limited income. Maryland hence, provides Child Care Subsidy (CCS) program to cover the cost of daycare. The following are the criteria:
Mother can choose her preferred licensed child care provider
Family size and income level must be as stated
A voucher is offered to eligible families by the local department of social services
A bi-weekly subsidy is paid to the child care provider directly
Remaining amount is to be co-paid by the applicant
Health Care Grants For Single Moms
Health care and medical care is an essential need of every household but it can be highly expensive too. The state extends support to single moms, providing funds, health insurance or formulating effective programs to cover the costs of pregnant women, single mothers and families with dependent children.
Maryland Medicaid
Maryland Children’s Health Program (MCHP)
For moms in Maryland, the list of grants is unending. Additional single mother grants like Temporary Cash Assistance (TCA), Summer Food Service Program, Unemployment Insurance, Supplemental Nutrition Program, Temporary Assistance for Needy Families (TANF)Program, Food Supplemental Program and Transportation program offer consistent support for a comfortable and accomplished life in Maryland.



Visit - http://grantsfor-singlemoms.blogspot.com/
Tags- college grants for single mothers, scholarships for single moms,financial hardship grants, daycare assistance for single moms, obama debt relief grants, car grants.
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