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Wednesday, 22 February 2017

Low Income Housing Grants And Loans For Single Mothers

February 22, 2017 0
A decent and affordable house is an essential need for all but for low income single mothers, it’s a challenging task to get a shelter. Single mothers are the sole bread earners of their families hence they are often financially crunched. Well, there are housing grants and loans for single mothers from the federal government and nonprofits that can financially assist them and help get a house. Read on to know more.
Federal Grants for Housing
HUD: single mothers can get housing grants like Housing Choice Voucher Program (Section 8), The Homeless Prevention and Rapid Re-Housing Program, HOME Investment Partnerships Program, Public Housing Family Self-Sufficiency, Community Development Block Grant Program (CDBG) and Supportive Housing for Persons with Disabilities. The grants are given based on the financial status, income level and need or emergency.

Transitional Housing Assistance Program: single moms or women who have survived domestic violence, abuse and are homeless can seek assistance from this housing program. The grant program helps to find a new shelter and also meet with other needs such as counseling, employment, utility needs, rent needs, daycare and pregnancy requirements.
low income home loans for single moms
USDA Rural Development: those residing in rural areas can avail USDA housing grants for paying off their rent and mortgage. Based on the income of the applicants, vouchers are given that compensates the amount that the tenant cannot pay to the renter. Very low income to no income single mothers can be benefited from this program.

Housing Loans
FHA Mortgages: The Federal Housing Association (FHA)provides benefits to single mothers even with low credit scores and without evaluation of rental history. 3.5% low down payment and 96.5% mortgage are offered by the FHA to mothers having limited income. Moreover, benefits like easy credit approval, lower closing costs and lower down payments can also be enjoyed by eligible loan applicants.
United States Department of Agriculture (USDA) Loan: Low income single mothers seeking shelter in rural areas can avail loan from the USDA without any down payment. If you have a credit score of 620 or more you are eligible for the program.

AmeriDream Inc.: single mothers can get down payment benefits for purchasing homes. The grant program, set up to $10,000, is administered by HUD and requires no repayment. This benefit program is available in all the 50 states of U.S.
Single mothers can also turn to non-profits that offer home purchasing funds and assistance programs. Nonprofits like Habitat for Humanity, Fannie Mae, Salvation Army, Mercy Housing, American Red Cross, YMCA, Family Housing Fund and many such nonprofits offer housing assistance. Churches, community organizations, and accredited agencies also offer financial help; check with them. Single mothers can now accomplish their dreams of homeownership even with a pinching pocket. If you an enthusiastic home buyer evaluate your choices, plan your expenditure and start applying today.

Tags- grants for single moms, home buyer, housing loans, low income mothers, daycare grants, mortgage assistance, pregnant mothers.
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Friday, 20 January 2017

Educational Grants For Hispanic Single Mothers For Higher Education

January 20, 2017 0
Hispanic single mothers often require educational assistance to pursue their higher educational dreams and make a mark in their career. They belong to the minority group and hence are mostly neglected and under-represented. To extend support the government, organizations, states, colleges and universities offer scholarships and educational grants for Hispanic single mothers and other students to help them accomplish their educational pursuits.
The Hispanic College Fund For Single Mothers
HCF is a nonprofit organization involved in granting scholarships and funds to Hispanic Americans for pursuing higher degrees. The organization is based in Washington D.C. and seeks to boost the future generation high school and college students to learn and become successful professionals. Following are some essential points:
HCF offers scholarship amount up to $2 million
A science grant program, NASA Motivating Undergraduates program, in collaboration with NASA is also administered for students
Elected students for the NASA program receive grant amount worth 10K and partake in space program internships
Grants For Hispanic Single Mothers
Jose Marti Scholarship Challenge Grant Fund
Hispanic students residing in Florida are entitled to the Jose Marti Scholarship Challenge Grant Fund. It is a need-based grant that financially supports the higher educational costs of the Florida Hispanic students. A grant amount of $2,000 is awarded to students who are either undergraduates or graduates enrolled in recognized institutions for twelve credit hours and nine credit hours respectively. Certain important points to remember are:
Applicant must be legal US resident and should stay in Florida
Students must have a grade point average between 3.0 and 4.0 bracket
Must display serious financial need
Cannot be in default of another loan, scholarship or grant
Need to fill the FAFSA form

New Mexico Hispanic Women’s Council
Established in 2007, the Hispanic Women’s Scholarship Program provides scholarships to Hispanic women. Those undergraduates and graduates residing in New Mexico and struggling to complete their higher degrees, study programs and licenses are given financial help by this scholarship program. Students can receive scholarships on the basis of their educational potentials, reference letters, and the applicant’s personal statements. The basic goal is to educate more and more Hispanic women, help them move ahead in their professional careers and help them become valuable leaders.
The Gates Millennium Scholars Program
The funding program was started by Bill and Melinda Gates in 1999 to provide scholarships to African American, American Indian, Hispanics and Asian Pacific Islander students to promote educational opportunity and excellence for minority students having the financial crisis. Students availing the funding must:
Have average grade point of 3.3 on 4.0 scale
Have leadership skills
Have serious financial need
Intend to get degrees in public health, library science, mathematics, education, science or engineering
Colleges or institutes that are specifically for the Hispanic students get grants from the federal government. These Hispanic-serving colleges have minimum one quarter Hispanic students and are mostly located in Texas, New Jersey, Texas, New York, Florida and Puerto Rico. Apply soon for your educational grants for Hispanics.

Tags- grants for single moms, college grants for single moms, education grants, grants for bills, school grants, scholarships for single moms.
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Thursday, 29 December 2016

Free Grants And Financial Help For Single Mothers To Pay Bills

December 29, 2016 0
Get financial help for single mothers from recognized organizations and agencies and pay off your monthly bills without any hassle.
Single mothers struggle hard to take up the responsibilities of their families due to their low salaries, unstable jobs or inadequate savings. Often financial help, discounts or free stuff are helpful to put off the extra expenses on the monthly bills. So, there are organizations, nonprofits and recognized agencies that financially assist single mothers in paying bills. Let’s have a look at those organizations.
Internet Connection
Low income single mothers can enjoy free or very low-cost internet services from internet company providers. CenturyLink’s Internet Basics, Comcast’s Internet Essentials, Access by AT&T, Cox, and Bright House network’s internet plans are remarkably low-priced. Connect2Complete, a national program, also provides low-cost internet connection to kids from financially distressed families.Many leading cable companies like Cox Cable, Charter, Time Warner and regional cable companies like Bright House Networks, Mediacom, Eagle communications and others are part of the Connect2Complete program.
single mother grants for bills
Telephone Bills
If you are struggling to pay off monthly telephone bills or cell phone bills then remember there’s financial help available. Single mothers who are recipients of LIHEAP, SNAP, Medicaid, SSI, and TANF are eligible to receive Lifeline and Link-up benefits. Lifeline is administered by the Federal Communications Commission’s Universal Service Fund that offers discounted services for telephones and cell phones. Link-up provides free installation services to its subscribers.
Financial help, discounts, affordable plans and free installations are also available from local telephone companies and nonprofits.
Water Bills
If you are struggling to pay off your monthly water bills then apply for grants and benefit programs that financially help you. You can pay your water bills in installments or in credit form through the Low Income Payment Program that also provides monthly discounts. Single mothers who are looking for affordable payment plans, schemes and installment programs can also apply with the American Water Corporate. Another good option to get discounts or water bills is to apply with H2O Help to Others Program that offers one-time cash grant of $500.

Baby Stuffs
If you have small kids or newborn babies at home then there will be always a huge list of baby stuffs to get. For single mothers with low or no income, this can be really expensive. Well, don’t worry-there are many organizations, agencies, nonprofits and online sites that can help you get free or low priced baby stuffs. Baby2Baby, Care2Kids, Operation Warm, National Diaper Bank Network, Huggies, Pampers, Freegifts4Kids, Gerber Generation Nutrition, Member’s Mark and Parent’s Choice Baby Formula and others offer free baby clothes, diapers, baby formula etc. Also look for free stuffs in online sites eBay Classified, Freecycle, and Craiglist.
Besides government grants from HUD, USDA and CDBG even nonprofit organizations also offer help with rental bills. Salvation Army, Red Cross, Habitat for Humanity, Mercy Housing, and Catholic charities can help you in an emergency situation.
Research thoroughly for all the available grants, benefit programs and financial assistance programs available near you to apply for the single mother financial help to pay bills.

Tags- grants for single moms to pay bills, utility bill grants for moms, childcare grants for single moms, home repair grants for moms, hardship grants, emergency cash grants for single parents.
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Tuesday, 27 December 2016

Grants And Financial Assistance For Single Moms From Charities

December 27, 2016 0
Apply with charities that offer grants, funds and financial assistance to needy single moms to help them overcome their financial hurdles.
Thousands of nonprofits and charitable organizations are operational in U.S. that offer assistance to single moms, distressed families and senior citizens to help them avail the basic necessities of life. Single mothers on low income often face financial hurdles to fulfill the needs of their families. The single mother grants from charities assist in dealing with serious monetary crisis and emergency situations. read on to know more about these charities.
Salvation Army: it’s an international organization that offers housing help, disaster relief, funds in emergency situations, medical help and financial assistance for household goods to single mothers. You can also get help to pay off gas, utility and electricity bills.
United Way Worldwide: it’s a nonprofit organization with more than 1200 local offices in the country. Single moms in desperate need of financial assistance can seek help from the organization. Single moms, children and seniors may receive emergency funds to make ends meet and cover necessary expenses.

Mercy Housing: having a secured shelter is an essential need for all but affording the rents. Single moms require a permanent, safe home for their families hence to offer assistance with rents and housing Mercy Housing offers affordable housing services and healthy communities to reside in. To mitigate homelessness and evictions this national charitable organization offers financial help, grants and support to single moms, the disabled, seniors and needy families. Habitat for Humanity, CoAbode and Fannie Mae are other such organizations.
Extended Family: single parents who get no assistance from the other parents can get help from the Extended Family, a nonprofit charity. It was started with the purpose to offer an extended family to the single parents and provide financial help for necessities like housing, clothes, food, medical expenses, transportation and education. To be eligible single parents must be the sole parent or should hold the majority of the custody of their children. They must also have serious financial need, should be employed and should not be receiving any monetary help from the other parent.
single mother grants from charities
Help a Mother Out: since 2009 the organization is committed to provide improved health and wellbeing of babies and families through the distribution of free diapers to families who need them. A huge cost is incurred by single mothers to purchase monthly diapers for her babies hence this organization distributes diapers through their social service partner network. In 2015 it established the San Francisco Diaper Bank that offers 6 packages of diapers each month to 1400 eligible families.
American National Red Cross: single mothers with meager salaries often strive to meet the expenses their families. In times of emergency or any natural or man-made disaster, single moms can seek help from the Red Cross for financial aid. Moreover, the organization lends support to meet the expenses of daycare, housing, home repair, water bills, transportation needs and other necessities or mishaps like accidents.
The list is just endless; there are thousands of nonprofit organizations in this country that provide assistance to families in need. There are organizations for specific needs, research well and seek for benefit programs and assistance from them. Apply today for the single mother grants from charities.

Tags- grants for single moms, financial help. child care grants for single moms, home buyer grants, single mother grants to pay bills, grants from charities.
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Friday, 23 December 2016

Apply For Free Baby Goods For Single Mothers-Get Free Samples

December 23, 2016 0
Motherhood and a new baby can be a bundle of joy but the increased expenses can be challenging for single mothers. Low income levels and inadequate savings can make it tough to afford the expenses of the baby. Well, there is help available for you. Read the article to know about the free baby goods, samples, coupons, and donated items available for you.
Free Baby Formula: proper nutritional food is required for the healthy growth of a baby but purchasing baby food can be costly for single mothers. Low income pregnant mothers can receive free baby food, health care referrals, and nutritional education from Women Infants and Children (WIC). Postpartum women and mothers with children up to 5 years can receive assistance. Mothers can also register with Enfamil Family Beginnings that gives away cans of formula and free coupons every month to buy formula. Formula samples are also available from Similac Strong Moms reward programs, Gerber Generation Nutrition, Member’s Mark and Parent’s Choice Baby Formula.

Single mothers can also get assistance with food from SNAP,,, Mobile Pantry Program,, Mobile Pantry Program, Local Food Bank etc.
Diaper Program: charities and nonprofits organizations in every state assist low income mothers to meet the required expenses of their babies. Single mothers can get free diapers, wipes, clothes and other cleaning products from these nonprofits. Companies like Huggies, Pampers and agencies like Baby2Baby, National Diaper Bank Network, Freegifts4Kids, Honest Company and others offer free diapers or samples. You can join the Pampers Gifts to Grow program to get free rewards. Register with Target to get free gift bags with coupons and samples of more than $60 from reputed brands. You can also get free coupons from other brands lime Enfamil, Luvs, GoodNites etc.
baby food for single mothers
Free Car Seat: car seats are a must before you have your baby. If you cannot afford one seek help from United Way, WIC, local fire department, local hospitals, social service organizations and charities. Also, health insurance companies including Medicaid offer free car seats.
Free Baby Furniture: purchasing baby furniture can be really expensive for single mothers. However, they are important needs for the proper growth and healthy development of the baby. Well, there might be some help for you. Free cribs are available from the Cribsforkids; visit their donation center. Free and donated furniturestrollers, clothes and toys are also available from classified websites like Ebay Classified, Freecycle, and Craiglist. Look the sites for free stuff from donors. You can also seek assistance from nonprofits like Salvation Army, St. Vincent de Paul, American Red Cross etc.
Free Baby Clothes: clothes for babies are a primary need but expensive too. Single mothers having budget problems can get free clothes from organizations like Baby2Baby, Care2Kids, Operation Warm, Charitable Union and others that offer gently used free donated clothes for children. The clothes are collected from donors and later distributed. Salvation Army, Single Parents, Alliance of America and American Red Cross also offer baby clothes for free or at reduced price.
Get registered today with the companies and begin your research work. Don’t forget to get help from nonprofits and community service organizations for free baby goods. Explore all the available resources and get free samples. Apply soon.

Tags- single mother assistance, grants for single moms, free clothes single moms, free furniture, food samples, free car for single mothers, low income pregnant moms.
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