Wednesday, 22 February 2017

Low Income Housing Grants And Loans For Single Mothers

A decent and affordable house is an essential need for all but for low income single mothers, it’s a challenging task to get a shelter. Single mothers are the sole bread earners of their families hence they are often financially crunched. Well, there are housing grants and loans for single mothers from the federal government and nonprofits that can financially assist them and help get a house. Read on to know more.
Federal Grants for Housing
HUD: single mothers can get housing grants like Housing Choice Voucher Program (Section 8), The Homeless Prevention and Rapid Re-Housing Program, HOME Investment Partnerships Program, Public Housing Family Self-Sufficiency, Community Development Block Grant Program (CDBG) and Supportive Housing for Persons with Disabilities. The grants are given based on the financial status, income level and need or emergency.
Read-

Transitional Housing Assistance Program: single moms or women who have survived domestic violence, abuse and are homeless can seek assistance from this housing program. The grant program helps to find a new shelter and also meet with other needs such as counseling, employment, utility needs, rent needs, daycare and pregnancy requirements.
low income home loans for single moms
USDA Rural Development: those residing in rural areas can avail USDA housing grants for paying off their rent and mortgage. Based on the income of the applicants, vouchers are given that compensates the amount that the tenant cannot pay to the renter. Very low income to no income single mothers can be benefited from this program.

Housing Loans
FHA Mortgages: The Federal Housing Association (FHA)provides benefits to single mothers even with low credit scores and without evaluation of rental history. 3.5% low down payment and 96.5% mortgage are offered by the FHA to mothers having limited income. Moreover, benefits like easy credit approval, lower closing costs and lower down payments can also be enjoyed by eligible loan applicants.
United States Department of Agriculture (USDA) Loan: Low income single mothers seeking shelter in rural areas can avail loan from the USDA without any down payment. If you have a credit score of 620 or more you are eligible for the program.
Read-

AmeriDream Inc.: single mothers can get down payment benefits for purchasing homes. The grant program, set up to $10,000, is administered by HUD and requires no repayment. This benefit program is available in all the 50 states of U.S.
Single mothers can also turn to non-profits that offer home purchasing funds and assistance programs. Nonprofits like Habitat for Humanity, Fannie Mae, Salvation Army, Mercy Housing, American Red Cross, YMCA, Family Housing Fund and many such nonprofits offer housing assistance. Churches, community organizations, and accredited agencies also offer financial help; check with them. Single mothers can now accomplish their dreams of homeownership even with a pinching pocket. If you an enthusiastic home buyer evaluate your choices, plan your expenditure and start applying today.



Tags- grants for single moms, home buyer, housing loans, low income mothers, daycare grants, mortgage assistance, pregnant mothers.
Read More

Friday, 20 January 2017

Educational Grants For Hispanic Single Mothers For Higher Education

Hispanic single mothers often require educational assistance to pursue their higher educational dreams and make a mark in their career. They belong to the minority group and hence are mostly neglected and under-represented. To extend support the government, organizations, states, colleges and universities offer scholarships and educational grants for Hispanic single mothers and other students to help them accomplish their educational pursuits.
Read-
The Hispanic College Fund For Single Mothers
HCF is a nonprofit organization involved in granting scholarships and funds to Hispanic Americans for pursuing higher degrees. The organization is based in Washington D.C. and seeks to boost the future generation high school and college students to learn and become successful professionals. Following are some essential points:
HCF offers scholarship amount up to $2 million
A science grant program, NASA Motivating Undergraduates program, in collaboration with NASA is also administered for students
Elected students for the NASA program receive grant amount worth 10K and partake in space program internships
Read-
Grants For Hispanic Single Mothers
Jose Marti Scholarship Challenge Grant Fund
Hispanic students residing in Florida are entitled to the Jose Marti Scholarship Challenge Grant Fund. It is a need-based grant that financially supports the higher educational costs of the Florida Hispanic students. A grant amount of $2,000 is awarded to students who are either undergraduates or graduates enrolled in recognized institutions for twelve credit hours and nine credit hours respectively. Certain important points to remember are:
Applicant must be legal US resident and should stay in Florida
Students must have a grade point average between 3.0 and 4.0 bracket
Must display serious financial need
Cannot be in default of another loan, scholarship or grant
Need to fill the FAFSA form

New Mexico Hispanic Women’s Council
Established in 2007, the Hispanic Women’s Scholarship Program provides scholarships to Hispanic women. Those undergraduates and graduates residing in New Mexico and struggling to complete their higher degrees, study programs and licenses are given financial help by this scholarship program. Students can receive scholarships on the basis of their educational potentials, reference letters, and the applicant’s personal statements. The basic goal is to educate more and more Hispanic women, help them move ahead in their professional careers and help them become valuable leaders.
Read-
The Gates Millennium Scholars Program
The funding program was started by Bill and Melinda Gates in 1999 to provide scholarships to African American, American Indian, Hispanics and Asian Pacific Islander students to promote educational opportunity and excellence for minority students having the financial crisis. Students availing the funding must:
Have average grade point of 3.3 on 4.0 scale
Have leadership skills
Have serious financial need
Intend to get degrees in public health, library science, mathematics, education, science or engineering
Colleges or institutes that are specifically for the Hispanic students get grants from the federal government. These Hispanic-serving colleges have minimum one quarter Hispanic students and are mostly located in Texas, New Jersey, Texas, New York, Florida and Puerto Rico. Apply soon for your educational grants for Hispanics.




Tags- grants for single moms, college grants for single moms, education grants, grants for bills, school grants, scholarships for single moms.
Read More
Powered by Blogger.